Tuesday, March 3, 2009

Suggested Portfolio

As per many readers request please find below portfolio of equiry mutual fund for diffrent risk appetite investors:

:: Aggrasive Portfolio ::
  • JM Emerging Leader Fund (Multicap Fund) 12%
  • Birla Sun Life Front Line Equity Fund (Large Cap Fund) 8%
  • Sundram BNP Paribas Select Focus Fund (Stock Picker Fund) 8%
  • JM Basic Fund (Infrastructure focus Fund) 10%
  • Reliance Regular Saving Fund (Stock Picker Fund) 10%
  • Fidelity Special Situation Fund (Stock picker Fund) 11%
  • Kotak Opportunity Fund (Diversified Equity Fund) 8%
  • HDFC TOP 200 Fund (Large Cap Fund) 13%
  • HDFC Prudence Fund (Balamce Fund) 8%
  • IDFC Liquidity Mangager Plus Fund (Liquid Fund) 6%
  • Kotak Flexi Fund (Liquid Fund) 6%

:: Moderate Portfolio ::
  • IDFC Imperial Equity Fund (Large Cap Fund) 10%
  • JM Emerging Leader Fund (Multicap Fund) 10%
  • Fidelity Equity Fund (Large Cap Fund) 11%
  • Reliance Regular Saving Fund (Stock Picker Fund) 11%
  • JM Contra Fund (Diversified Equity Fund) 10%
  • DSP TIGER Fund (Sector Fund) 9%
  • Reliance Vision Fund (Large Cap Fund) 9%
  • HDFC Prudence Fund (Balance Fund) 9%
  • ICICI Prudential Dynamic Plan (Dynamic Fund) 9%
  • IDFC Liquidity Manager Plus Fund (Liquid Fund) 6%
  • Kotak Flexi Fund (Liquid Fund) 6%

:: Conservative Portfolio ::
  • HDFC Prudence Fund (Balance Fund) 20%
  • Fidelity Equity Fund (Large Cap Equity Fund) 8%
  • Reliance Vison Fund (Largecap Fund) 8%
  • JM Contra Fund (Diversified Equity Fund) 8%
  • Birla Sun life Frontline Equity Fund (Largecap Fund) 8%
  • Canara Robeco Balance Fund (Balance Fund) 16%
  • JM Arbitrage Advantage Fund (Arbitrage Fund) 20%
  • IDFC Liquidity Manager Plus Fund (Liquid Fund) 12%

Let me tell you one thing "As non of two person in the world look like each others, the same is applicable to investors portfolio" As time horizon, risk appetite and future cash flow adjustment differes from individual to individual.

Above is the example of concentrated and well diversified portfolio. You can make your own as per your investment goals.

Happy Investing!!!

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